Investment Rates

Investment Rates

Rate Effective Date: 6/11/2025

IRAs*

       
 Type

Min

Balance

Term

(Months)

 

APR**

 

APY***

Accumulation

none

none

0.100% 0.100%

Roth

$2,000

3

2.210% 2.233%

Roth 

$2,000

12

3.178% 3.225%

Roth

$2,000

24

3.178% 3.225%

Roth

$2,000

36

3.178% 3.225%
Roth $2,000 48 3.178% 3.225%
Roth $2,000 60 3.000% 3.042%
Traditional $2,000 3 2.210% 2.233%
Traditional $2,000 12 3.178% 3.225%
Traditional $2,000 24 3.178% 3.225%
Traditional $2,000 36 3.178% 3.225%
Traditional $2,000 48  3.178% 3.225%
Traditional $2,000 60  3.000% 3.042%

*Penalty for early withdrawal **Annual Percentage Rate ***Annual Percentage Yield

 

Share Certificates*

   

Term

 

APR**

 

APY*** 

3 Months

2.210% 2.233%

12 Months

3.178% 3.225%

24 Months

3.178% 3.225%

36 Months

3.178% 3.225%

48 Months

3.178% 3.225%

60 Months

3.000% 3.042%

$250 minimum

*Penalty for early withdrawal **Annual Percentage Rate ***Annual Percentage Yield   

 

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168 E Fairmount Ave
Lakewood, NY 14750

(716) 665-7000

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