Auto Loan Rates

Auto Loan Rates

Rate Effective Date: 3/22/2023

New Car

Fixed APR*

up to 66 months

3.99%

67 - 78 months

4.99%

*Fixed Annual Percentage Rate

Used Car
	Fixed APR*
2022, 2021-2020, Up to 66 months	5.49%
2022, 2021-2020, 67 to 78 months	5.79%
2019 to 2018, Up to 60 months	5.49%
2019 to 2018, 61 to 66 Months	5.99%
2017 and older, up to 54 Months	6.49%
2017 and older, 55 to 60 Months	6.99%
*Fixed Annual Percentage Rate

Farm Equipment Loan
	Fixed APR*
Up to $5,000, maximum 36 months	5.99%
$5,001 to $20,000, up to 48 months	6.99%
$20,001 to $25,000, up to 60 months	6.99%
$25,001+, up to 72 months	6.99%
*Fixed Annual Percentage Rate

Recreational Vehicle
	Fixed APR*
New, up to 10 years	7.99%
Used, 1 to 3 years old, 8 years	8.99%
Used, 4 years and older, 5 years	8.99%
*Fixed Annual Percentage Rate

Contact

168 E Fairmount Ave
Lakewood, NY 14750

(716) 665-7000

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