Auto Loan Rates

Rate Effective Date: 3/22/2023

New Car

 

 

Fixed APR*
up to 66 months 3.99%
67 - 78 months 4.99%
*Fixed Annual Percentage Rate  

 

Used Car

 
  Fixed APR*
2022, 2021-2020, Up to 66 months 5.49%
2022, 2021-2020, 67 to 78 months 5.79%
2019 to 2018, Up to 60 months 5.49%
2019 to 2018, 61 to 66 Months 5.99%
2017 and older, up to 54 Months 6.49%
2017 and older, 55 to 60 Months 6.99%
*Fixed Annual Percentage Rate  

  

Farm Equipment Loan

 
 

Fixed APR*

Up to $5,000, maximum 36 months

5.99%

$5,001 to $20,000, up to 48 months

6.99%

$20,001 to $25,000, up to 60 months

6.99%

$25,001+,  up to 72 months

6.99%

*Fixed Annual Percentage Rate

 

 

Recreational Vehicle

 
  Fixed APR*
New, up to 10 years 7.99%
Used, 1 to 3 years old, 8 years 8.99%
Used, 4 years and older, 5 years 8.99%
*Fixed Annual Percentage Rate  

 

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168 E Fairmount Ave
Lakewood, NY 14750

(716) 665-7000

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