Pay Your Loan Online

Pay Your Loan Online

Log in to your account

You can now call or go online to make payments with your debit card or e-check to Southern Chautauqua Federal Credit Union with our partner Payrazr! Please view the sign-up guide HERE

  • Pay your Loans online with a credit/debit card or e-check from another institution
  • Schedule future payments
  • Please allow up to 2 business days for payments to process
  • Note Accounts are not updated in real time, please refer to home banking for updated balances
  • Transaction limits may be imposed; limits may vary per transaction.
  • A fee may be charged to process any transaction; see the current fee schedule for rates.
  • *Limits and fees are subject to change without notice.
  • Call (716)665-7000 to speak with a Member Service Representative to call-in your transaction.
  • To avoid any fees you can still make payments directly from your credit union shares in home banking

Security is Priority Number One

  • Each time you log on, you will be asked for your Login ID and Password.
  • We recommend changing your password frequently which is easily managed on-line.
  • There are limited login attempts. After three unsuccessful attempts to log into the account, the account is locked out.
  • We’re concerned about security so all information is encrypted.
  • You are protected by a secure SSL/256 bit encryption connection.
  • Session time is limited to 15 minutes. Each session of on-line banking will time out after 15 minutes. Limited session time safeguards your information should you be called away from the computer or forget to log out.


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168 E Fairmount Ave
Lakewood, NY 14750

(716) 665-7000

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