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Share Certificates

Share Certificates 

In an uncertain world, you can be confident that Share Certificates (the equivalent of Certificates of Deposit at a bank) are a safe way to save for the long term.    

  • Share Certificate rates at Southern Chautauqua Federal Credit Union have been among the highest in the industry.
  • This high yield investment is guaranteed up to $250,000 through NCUA.
  • The interest can be paid monthly or yield can increase through reinvestment of interest.
  • No risk of principal loss.
  • $250 minimum.
  • Longer term investment in a Share Certificate has higher APR. (Annual Percentage Rate)
  • Early withdrawal penalty = Up to 180 days of interest.
  • Southern Chautauqua FCU will send notice when your Share Certificate is reaching maturity to determine your future plans.

Click here for rates


168 E Fairmount Ave
Lakewood, NY 14750

(716) 665-7000

Open today · 9:00 am – 5:30 pm

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Southern Chautauqua Federal Credit Union is committed to providing its members with the professional financial services they have come to expect. It will use its resources wisely and be held accountable to its members.