Share Certificates

Share Certificates

In an uncertain world, you can be confident that Share Certificates (the equivalent of Certificates of Deposit at a bank) are a safe way to save for the long term.

  • Share Certificate rates at Southern Chautauqua Federal Credit Union have been among the highest in the industry.
  • This high yield investment is guaranteed up to $250,000 through NCUA.
  • The interest can be paid monthly or yield can increase through reinvestment of interest.
  • No risk of principal loss.
  • $250 minimum.
  • Longer term investment in a Share Certificate has higher APR. (Annual Percentage Rate)
  • Early withdrawal penalty = Up to 180 days of interest.
  • Southern Chautauqua FCU will send notice when your Share Certificate is reaching maturity to determine your future plans.

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168 E Fairmount Ave
Lakewood, NY 14750

(716) 665-7000

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