Investment Rates

IRAs*
Type	Min Balance	Term (Months)	APR**	APY***
Accumulation	none	none	0.10%	0.100%
Roth	$2,000	3	2.96%	3.000%
Roth	$2,000	9	4.889%	5.000%
Roth	$2,000	12	4.889%	5.000%
Roth	$2,000	24	4.889%	5.000%
Roth	$2,000	36	4.50%	4.594%
Roth	$2,000	48	4.25%	4.334%
Roth	$2,000	60	3.75%	3.815%
Traditional	$2,000	3	2.96%	3.000%
Traditional	$2,000	9	4.89%	5.000%
Traditional	$2,000	12	4.89%	5.000%
Traditional	$2,000	24	4.89%	5.000%
Traditional	$2,000	36	4.50%	4.594%
Traditional	$2,000	48	4.25%	4.334%
Traditional	$2,000	60	3.75%	3.815%
Penalty for early withdrawal Annual Percentage Rate **Annual Percentage Yield

Share Certificates*
Term	APR**	APY***
3 Months	2.96%	3.000%
9 Months	4.889%	5.000%
12 Months	4.889%	5.000%
24 Months	4.889%	5.000%
36 Months	4.50%	4.594%
48 Months	4.25%	4.334%
60 Months	3.75%	3.815%
Penalty for early withdrawal Annual Percentage Rate **Annual Percentage Yield

Jumbo CD ($200,000 Minimum)*
Term	APR**	APY***
24 Months	2.87%	2.91%
36 Months	4.85%	4.859%
48 Months	4.70%	4.803%
60 Months	4.65%	4.75%
Penalty for early withdrawal Annual Percentage Rate **Annual Percentage Yield

IRAs*