Investment Rates

Investment Rates

IRAs*

           
 Type

Min

Balance

Term

(Months)

New Money

APR**

New Money

APY***

Rollover

APR**

Rollover

APY***

Accumulation

none

none

0.10%

0.100%

0.10% 0.100%

Roth 

$2,000

12

 0.15%

0.150%

1.10% 1.106%

Roth

$2,000

24

0.22%

0.220% 1.17% 1.177%

Roth

$2,000

36

0.25%

0.250% 1.20% 1.207%
Roth $2,000 48 0.28% 0.280% 1.23% 1.237%
Roth $2,000 60 0.35% 0.351% 1.30% 1.308%
Traditional $2,000 12 0.15% 0.150% 1.10% 1.106%
Traditional $2,000 24 0.22% 0.220% 1.17%  1.177%
Traditional $2,000 36 0.25% 0.250% 1.20% 1.207%
Traditional $2,000 48  0.28% 0.280% 1.23% 1.237%
Traditional $2,000 60  0.35% 0.351% 1.30% 1.308%

*Penalty for early withdrawal **Annual Percentage Rate ***Annual Percentage Yield

 

Share Certificates*

       

Term

New Money

APR**

New Money

APY*** 

Rollover

APR**

Rollover

APY*** 

12 Months

0.15%

0.150%

1.10% 1.106%

24 Months

0.22%

0.220%

1.17% 1.177%

36 Months

0.25% 0.250% 1.20% 1.207%

48 Months

0.28% 0.280% 1.23% 1.237%

60 Months

0.35% 0.351% 1.30% 1.308%

*Penalty for early withdrawal **Annual Percentage Rate ***Annual Percentage Yield   

 

 

 

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168 E Fairmount Ave
Lakewood, NY 14750

(716) 665-7000

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