Investment Rates

Investment Rates

IRAs*

       
 Type

Min

Balance

Term

(Months)

 

APR**

 

APY***

Accumulation

none

none

0.10% 0.100%

Roth 

$2,000

12

2.55% 2.580%

Roth

$2,000

24

2.62% 2.652%

Roth

$2,000

36

2.65% 2.685%
Roth $2,000 48 2.65% 2.685%
Roth $2,000 60 2.75% 2.785%
Traditional $2,000 12 2.55% 2.580%
Traditional $2,000 24 2.62%  2.652%
Traditional $2,000 36 2.65% 2.685%
Traditional $2,000 48  2.65% 2.685%
Traditional $2,000 60  2.75% 2.785%

*Penalty for early withdrawal **Annual Percentage Rate ***Annual Percentage Yield

 

Share Certificates*

   

Term

 

APR**

 

APY*** 

12 Months

2.55% 2.580%

24 Months

2.62% 2.652%

36 Months

2.65% 2.685%

48 Months

2.65% 2.685%

60 Months

2.75% 2.785%

*Penalty for early withdrawal **Annual Percentage Rate ***Annual Percentage Yield   

 

 

 

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168 E Fairmount Ave
Lakewood, NY 14750

(716) 665-7000

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