Kids' Credit Union

Kids' Credit Union rates

Kid's Credit Union Share Certificate Schedule
Amount at graduation: $11,212.92
Grade	Amount saved by 6/30	Term of certificate in years	Project dividend rate	Dividend earned
Age 1	$100.00	15 years, 5 months	10%	$154.17
Age 2	$100.00	14 years, 5 months	10%	$144.17
Age 3	$100.00	13 years, 5 months	10%	$134.17
Age 4	$100.00	12 years, 5 months	10%	$124.17
Age 5	$100.00	11 years, 5 months	10%	$114.17
Age 6	$100.00	10 years, 5 months	10%	$104.17
2	$200.00	9 years, 5 months	10%	$188.33
3	$300.00	8 years, 5 months	10%	$252.50
4	$400.00	7 years, 5 months	9%	$267.00
5	$500.00	6 years, 5 months	8%	$256.67
6	$600.00	5 years, 5 months	7%	$227.50
7	$700.00	4 years, 5 months	6%	$185.50
8	$800.00	3 years, 5 months	5%	$136.67
9	$1,000.00	2 years, 5 months	5%	$120.83
10	$1,100.00	1 year, 5 months	5%	$77.92
11	$1,200.00	5 months	5%	$25.00
12	$1,300.00	In savings account		Based on market rate
5-for5-Fall Back	$500	Eligible Between 6th-11th Grade if Yearly Deposit Goal Cannot be Reached.	5%
Prior to 2nd grade, participants are eligible for up to 6 Certificate of Deposits. Upon entering the program in 2nd grade, participants are eligible for 10 Certificate of Deposits. Maximum Certificates = 16 Total. **Schedule is subject to change.