Kids' Credit Union

Kids' Credit Union rates

Kid's Credit Union Share Certificate Schedule

Amount at graduation: $11,212.92

Grade
Amount saved by 6/30
Term of certificate in years
Project dividend rate
Dividend earned

Age 1

$100.00

15 years, 5 months

10%

$154.17

Age 2

$100.00

14 years, 5 months

10%

$144.17

Age 3

$100.00

13 years, 5 months

10%

$134.17

Age 4

$100.00

12 years, 5 months

10%

$124.17

Age 5

$100.00

11 years, 5 months

10%

$114.17

Age 6

$100.00

10 years, 5 months

10%

$104.17

2

$200.00

9 years, 5 months

10%

$188.33

3

$300.00

8 years, 5 months

10%

$252.50

4

$400.00

7 years, 5 months

9%

$267.00

5

$500.00

6 years, 5 months

8%

$256.67

6

$600.00

5 years, 5 months

7%

$227.50

7

$700.00

4 years, 5 months

6%

$185.50

8

$800.00

3 years, 5 months

5%

$136.67

9

$1,000.00

2 years, 5 months

5%

$120.83

10

$1,100.00

1 year, 5 months

5%

$77.92

11

$1,200.00

5 months

5%

$25.00

12

$1,300.00

In savings account

 

Based on market rate

5-for5-Fall Back

$500

Eligible Between 6th-11th Grade if Yearly Deposit Goal Cannot be Reached.

5%

 

Prior to 2nd grade, participants are eligible for up to 6 Certificate of Deposits. Upon entering the program in 2nd grade, participants are eligible for 10 Certificate of Deposits. Maximum Certificates = 16 Total. **Schedule is subject to change.

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Contact

168 E Fairmount Ave
Lakewood, NY 14750

(716) 665-7000

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