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Checking

Checking Accounts


Benefits

  • We don’t punish you for occasionally overdrawing because Bounce Back Checking gives you $50 toward fee reversals each year. NO QUESTIONS ASKED.
    • Check Copies
    • NSF Fee
    • Courtesy Pay/Overdraft
    • Returned Item
    • Stop Payment
    • Statement Copy
    • ACH Overdraft
    • Debit Card Replacement
    • Debit Card Overdraft
    • PIN Reissue
    • Coin Machine Fee
  • No Minimum Balance Requirement.
  • No Monthly Service Fee.
  • Unlimited Check Writing.
  • Southern Chautauqua FCU App available for Android and Apple devices- SCFCU at your finger tips.
  • Remote Deposit Capture.
  • EMV Chip Debit Card.
  • Free Visa® Check Card *Carefree Direct Deposit.
  • 24 hour On-Line Banking *On-Line Bill Pay.
  • 24 hour Telephone Banking.
  • Free Monthly Statement-both paper and e-Statements*.
  • *Overdraft Protection.
  • *150 Free Checks every 12 months.
  • Free Unlimited use of SCFCU ATMs.
  • Free Transfers Between Accounts*.

Some restrictions apply.  See disclosure documents for full details.  

**Fee charge on duplicate statements only.

Overdraft Services Consent Form

Student Checking Accounts

Now is the perfect time to open a Student Checking Account!

  • Designed for the working, student member aged 16 and older.
  • Requires a joint account holder.
  • Comes with one debit card for the student.
  • Safe.
  • Convenient.
  • Touchbanking app for your smartphone and Apple or Android devices.
  • Have your account information at your fingertips whenever and wherever you need it.
  • Free box of checks.

For more information, call (716) 665-7000.

Switch to SCFCU

Have you thought about switching your checking account to SCFCU from another institution? If fees are draining your accounts, consider making the switch.

  • No minimum balance requirements.
  • Switching can be a hassle, but we’re here to help.
  • Check out the switch kit.
CONTACT

168 E Fairmount Ave
Lakewood, NY 14750

(716) 665-7000
HOURS

Open today · 9:00 am – 5:30 pm

View branch locations

OUR MISSION STATEMENT

Southern Chautauqua Federal Credit Union is committed to providing its members with the professional financial services they have come to expect. It will use its resources wisely and be held accountable to its members.