- We don’t punish you for occasionally overdrawing because Bounce Back Checking gives you $50 toward fee reversals each year. NO QUESTIONS ASKED.
- Check Copies
- NSF Fee
- Courtesy Pay/Overdraft
- Returned Item
- Stop Payment
- Statement Copy
- ACH Overdraft
- Debit Card Replacement
- Debit Card Overdraft
- PIN Reissue
- Coin Machine Fee
- No Minimum Balance Requirement.
- No Monthly Service Fee.
- Unlimited Check Writing.
- Southern Chautauqua FCU App available for Android and Apple devices- SCFCU at your finger tips.
- Remote Deposit Capture.
- EMV Chip Debit Card.
- Free Visa® Check Card *Carefree Direct Deposit.
- 24 hour On-Line Banking *On-Line Bill Pay.
- 24 hour Telephone Banking.
- Free Monthly Statement-both paper and e-Statements*.
- *Overdraft Protection.
- *150 Free Checks every 12 months.
- Free Unlimited use of SCFCU ATMs.
- Free Transfers Between Accounts*.
Some restrictions apply. See disclosure documents for full details.
**Fee charge on duplicate statements only.
Student Checking Accounts
Now is the perfect time to open a Student Checking Account!
- Designed for the working, student member aged 16 and older.
- Requires a joint account holder.
- Comes with one debit card for the student.
- Southern Chautauqua FCU app for your smartphone and Apple or Android devices.
- Have your account information at your fingertips whenever and wherever you need it.
- Free box of checks.
For more information, call (716) 665-7000.
Switch to SCFCU
Have you thought about switching your checking account to SCFCU from another institution? If fees are draining your accounts, consider making the switch.
- No minimum balance requirements.
- Switching can be a hassle, but we’re here to help.
- Check out the switch kit.