Consumer Loans
Share Secured
- Put your money to work for you.
- Keep money in an interest bearing account and borrow against it at the LOWEST possible interest rate.
- Can be used for members trying to build or rebuild their credit.
Overdraft Line of Credit
- Qualify for up to a $1,000 revolving line of credit to assist with your daily needs.
- Link it to your checking account! Borrow against the Overdraft Line of Credit instead of taking your checking account negative.
- Borrower must be 18 years old and working.
Credit Builder
- It is never too early to establish your credit.
- Small dollar, short term loan.
- Proceeds are held in an account during the repayment period.
- Upon completion, the proceeds are available to you.
- Most loans, approximately $500 with a 6-month term.
- Borrower must be in at least 11th grade and working.
- Must have at least 6 months of employment history.
Credit Rebuilder
- We have solutions to credit challenges.
- Designed to help you begin to repair your credit.
- Small dollar, short term loan.
- Terms similar to Credit Builder above.
- We’ve helped countless people improve their credit score.
- Keep more of your money once you begin to enjoy the benefits of improved credit
- Must have at least 6 months of employment history.
Click here to apply - Members
Click here to apply - Non-Members
Unsecured/Signature Loan
- Personal loan.
- Great rates.
- Talk to one of our lenders.
- Call (716) 665-7000, extension 9011
View rates.
Click here to apply - Members
Click here to apply - Non-Members
