Consumer Loans

Consumer Loans

Share Secured

  • Put your money to work for you.
  • Keep money in an interest bearing account and borrow against it at the LOWEST possible interest rate.
  • Can be used for members trying to build or rebuild their credit.

Overdraft Line of Credit

  • Qualify for up to a $1,000 revolving line of credit to assist with your daily needs.
  • Link it to your checking account! Borrow against the Overdraft Line of Credit instead of taking your checking account negative.
  • Borrower must be at least 18 years old and working.

Credit Builder

  • It is never too early to establish your credit.
  • Small dollar, short term loan.
  • Proceeds are held in an account during the repayment period.
  • Upon completion, the proceeds are available to you.
  • Most loans, approximately $500 with a 6-month term.
  • Borrower must be at least 16 years old and working.
  • Must have at least 6 months of employment history.

Credit Rebuilder

  • We have solutions to credit challenges.
  • Designed to help you begin to repair your credit.
  • Small dollar, short term loan.
  • Terms similar to Credit Builder above.
  • We’ve helped countless people improve their credit score.
  • Keep more of your money once you begin to enjoy the benefits of improved credit
  • Must have at least 6 months of employment history.

Click here to apply - Members

Click here to apply - Non-Members

Unsecured/Signature Loan

  • Personal loan.
  • Great rates.
  • Talk to one of our lenders.
  • Call (716) 665-7000, extension 9011


View rates.

Click here to apply - Members

Click here to apply - Non-Members

southern chautauqua fcu logo

Contact

168 E Fairmount Ave
Lakewood, NY 14750

(716) 665-7000

Connect With Us