Student Loans

Student Loans

The Smart Option Student Loan® for Members of Southern Chautauqua Federal Credit Union by Sallie Mae®.

  • For borrowers attending degree-granting institutions.
  • Pay for college the smart way.
  • Three repayment options.
  • Competitive interest rates.

Smart Option Student Loan Features include:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility.
  • No origination fee and no prepayment penalty.
  • Rewards and interest rate reductions available.
  • Rates that reward creditworthy borrowers.
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate.
  • 100% US-based student loan specialists.

Student Loan Refinance from SCFCU

  • Up to $35,000
  • Maximum of 8 Year Term
  • Credit/Employment restrictions apply.

Student Loans from SCFCU

  • Up to $7,500 for books and tuition.
  • Fixed rate loan.
  • Payments are NOT deferred.
  • Not a government sponsored student loan.

Apply for a Smart Option Student Loan®

SCFCU Student Loan Rates

Click here for the Southern Chautauqua FCU loan application - Members

Click here for Southern Chautauqua FCU loan application - Non-Members

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168 E Fairmount Ave
Lakewood, NY 14750

(716) 665-7000

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