Share Certificates
In an uncertain world, you can be confident that Share Certificates (the equivalent of Certificates of Deposit at a bank) are a safe way to save for the long term.
- Share Certificate rates at Southern Chautauqua Federal Credit Union have been among the highest in the industry.
- This high yield investment is guaranteed up to $250,000 through NCUA.
- The interest can be paid monthly or yield can increase through reinvestment of interest.
- No risk of principal loss.
- $250 minimum.
- Longer term investment in a Share Certificate has higher APR. (Annual Percentage Rate)
- Early withdrawal penalty = Up to 180 days of interest.
- Southern Chautauqua FCU will send notice when your Share Certificate is reaching maturity to determine your future plans.
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