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Share Certificates

Share Certificates 

In an uncertain world, you can be confident that Share Certificates (the equivalent of Certificates of Deposit at a bank) are a safe way to save for the long term.    

  • Share Certificate rates at Southern Chautauqua Federal Credit Union have been among the highest in the industry.
  • This high yield investment is guaranteed up to $250,000 through NCUA.
  • The interest can be paid monthly or yield can increase through reinvestment of interest.
  • No risk of principal loss.
  • $250.00 minimum.
  • Longer term investment in a Share Certificate has higher APR. (Annual Percentage Rate)
  • Early withdrawal penalty = Six months interest on withdrawal amount.
  • Southern Chautauqua FCU will send notice when your Share Certificate is reaching maturity to determine your future plans.

Click here for rates

CONTACT

168 E Fairmount Ave
Lakewood, NY 14750

(716) 665-7000
HOURS

Open today · 9:00 am – 5:30 pm

View branch locations

OUR MISSION STATEMENT

Southern Chautauqua Federal Credit Union is committed to providing its members with the professional financial services they have come to expect. It will use its resources wisely and be held accountable to its members.