Checking

Checking Accounts

We don’t punish you for occasionally overdrawing because Bounce Back Checking gives you $100 toward fee reversals each year. NO QUESTIONS ASKED.
- Copy of Member Check
- NSF Fee
- Courtesy Pay/Overdraft
- Deposited Item Return
- Stop Payment
- Statement Copy**
- ACH Overdraft
- Debit Card Replacement
- Debit Card Overdraft
- Coin Machine Fee
No Minimum Balance Requirement.
No Monthly Service Fee.
Unlimited Check Writing.
Southern Chautauqua FCU App available for Android and Apple devices- SCFCU at your finger tips.
Remote Deposit Capture.
Free Visa® Check Card (EMV Chip Debit Card)
Carefree Direct Deposit.*
24 hour On-Line Banking
On-Line Bill Pay.*
24 hour Telephone Banking.
Free Monthly Statement-both paper and e-Statements*.
Overdraft Protection.
1 box of Free Checks every 12 months.
Free Limited use of SCFCU ATMs; $1,000/day.
Free Transfers Between Accounts*.
MobiMoney App (Personalize your debit card)
Apple / Google / Samsung Pay compatible
Transfer funds from other credit/debit cards to your account ($7.50 Fee).

*Some restrictions apply. See disclosure documents for full details.

**Fee charge on duplicate statements only.

Now is the perfect time to open a Student Checking Account!

Designed for the working, student member 10th grade or older.
Comes with one debit card for the student.
Safe.
Convenient.
Southern Chautauqua FCU app for your smartphone and Apple or Android devices.
Have your account information at your fingertips whenever and wherever you need it.