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Kids' Credit Union

Kids' Credit Union Rates

 

Kid's Credit Union Share Certificate Schedule

Amount at graduation: $11,212.92

Grade
Amount saved by 6/30
Term of certificate in years
Project dividend rate
Dividend earned

Age 1

$100.00

15 years, 5 months

10%

$154.17

Age 2

$100.00

14 years, 5 months

10%

$144.17

Age 3

$100.00

13 years, 5 months

10%

$134.17

Age 4

$100.00

12 years, 5 months

10%

$124.17

Age 5

$100.00

11 years, 5 months

10%

$114.17

Age 6

$100.00

10 years, 5 months

10%

$104.17

2

$200.00

9 years, 5 months

10%

$188.33

3

$300.00

8 years, 5 months

10%

$252.50

4

$400.00

7 years, 5 months

9%

$267.00

5

$500.00

6 years, 5 months

8%

$256.67

6

$600.00

5 years, 5 months

7%

$227.50

7

$700.00

4 years, 5 months

6%

$185.50

8

$800.00

3 years, 5 months

5%

$136.67

9

$1,000.00

2 years, 5 months

5%

$120.83

10

$1,100.00

1 year, 5 months

5%

$77.92

11

$1,200.00

5 months

5%

$25.00

12

$1,300.00

In savings account

 

Based on market rate

5-for5-Fall Back

$500

Eligible Between 6th-11th Grade if Yearly Deposit Goal Cannot be Reached.

5%

 

Prior to 2nd grade, participants are eligile for up to 6 Certificate of Deposits. Upon entering the program in 2nd grade, participants are eligible for 10 Certificate of DepositsMaximum Certificates = 16 Total. **Schedule is subject to change.

CONTACT

168 E Fairmount Ave
Lakewood, NY 14750

(716) 665-7000
HOURS

Open today · 9:00 am – 5:30 pm

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OUR MISSION STATEMENT

Southern Chautauqua Federal Credit Union is committed to providing its members with the professional financial services they have come to expect. It will use its resources wisely and be held accountable to its members.