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Debit Card

Debit Cards from SCFCU

Debit Card Advantages

  • Twenty transactions per 24 hours.  
  • Ten ATM transactions per 24 Hours.
  • Balance inquiries count toward ATM transaction limit.
  • Online stores that use foreign processors require the credit union to override a transaction block.
  • Both debit and credit transactions are free.
  • Credit transactions are more secure.
  • Get to Know Your Debit Card

Fraud Prevention Tips

Did you know that your Southern Chautauqua FCU debit card has built in fraud protection? To take full advantage of the fraud protection:

  • Be sure we have your most current phone number on record.
  • Credit card purchases are recommended.
  • Keep your wallet secure while shopping as criminals take advantage of distracted shoppers.
  • Sign up for Home Banking & MobiMoney to track your account activity, conveniently.

Introducing Verified by Visa: this new service helps prevent unauthorized purchases on your VISA Debit Card before they happen.  Create it today by visiting Visa’s Verified by Visa website.

Lost or stolen debit card? During business hours, please call us at (716) 665-7000. After hours, please call 1-800-528-2273.


168 E Fairmount Ave
Lakewood, NY 14750

(716) 665-7000

Open today · 9:00 am – 5:30 pm

View branch locations


Southern Chautauqua Federal Credit Union is committed to providing its members with the professional financial services they have come to expect. It will use its resources wisely and be held accountable to its members.