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New & Used Auto Loans

  • Maximize your car buying power.
  • Prequalify.
  • Flexible terms.
  • Rate matching capabilities.
  • Free Life & Permanent Disability Insurance*.

Auto Loan Rates

Click here to apply - Members

Click here to apply - Non-Members

Green Auto Loans

  • Don’t just save money on gas, qualified vehicles are rewarded with a lower interest rate.
  • Compare vehicles based on fuel economy.

Green vehicle guide

Fuel Economy Guide

Click here to Apply.


Farm Equipment Loans

  • We help members purchase new or upgraded equipment.
  • Call us at 716-665-7000 to talk to a lender today.

View rates

Click here to Apply.

*Free life and permanent disability insurance is subject to certain terms and conditions, talk to a lender for details.


168 E Fairmount Ave
Lakewood, NY 14750

(716) 665-7000

Open today · 9:00 am – 5:30 pm

View branch locations


Southern Chautauqua Federal Credit Union is committed to providing its members with the professional financial services they have come to expect. It will use its resources wisely and be held accountable to its members.