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Consumer

Consumer Loans


Share Secured

  • Put your money to work for you.
  • Keep money in an interest bearing account and borrow against it as the LOWEST possible interest rate.
  • Can be used for members trying to build or rebuild their credit.


Credit Builder

  • It is never too early to establish your credit.
  • Small dollar, short term loan.
  • Proceeds are held in an account during the repayment period.
  • Upon completion, the proceeds are available to you.
  • Most loans, approximately $500 with a 6-month term.
  • Borrower must be at least 16 years old and working.

Credit Rebuilder

  • We have solutions to credit challenges.
  • Designed to help you begin to repair your credit.
  • Small dollar, short term loan.
  • Terms similar to Credit Builder above.
  • We’ve helped countless people improve their credit score.
  • Keep more of your money once you begin to enjoy the benefits of improved credit.

Click here to apply - Members

Click here to apply - Non-Members

Unsecured/Signature Loan

  • Personal loan.
  • Great rates.
  • Talk to one of our lenders.
  • Call (716) 665-7000

View rates.

Click here to apply - Members

Click here to apply - Non-Members

CONTACT

168 E Fairmount Ave
Lakewood, NY 14750

(716) 665-7000
HOURS

Open today · 9:00 am – 5:30 pm

View branch locations

OUR MISSION STATEMENT

Southern Chautauqua Federal Credit Union is committed to providing its members with the professional financial services they have come to expect. It will use its resources wisely and be held accountable to its members.